Texas Hail Damage Insurance Appraisers
Losing large amounts of physical property and valuables due to hail damage can be extremely disheartening, leaving home or business owners feeling like all hope is lost. Hail damage can range from small dings to destroyed roofs, depending on the severity of a storm. As a home or business owner, you purchase insurance policies and pay your monthly or annual premiums expecting to receive financial compensation in the event of a catastrophe. Unfortunately, insurance companies may either offer you a “lowball offer” or may deny your claim outright, making it difficult or impossible to repair or replace what was damaged.
When this happens, it’s essential that you take action and enlist the help of a Texas insurance appraiser that can help you get the most out of the insurance policy that you paid for. At K2 Consulting & Services, LLC, we are committed to helping those that have suffered losses in a hailstorm and try to help them become whole again, at least financially. Insurance claims can be extremely complicated, and these types of cases need the care of a knowledgeable appraiser who knows the business and who can accurately assess the damage to your property. Contact a Texas hail damage appraiser today by calling us at (832) 491-1217 and take the first step toward getting the money you are owed for your claim.
How We Can Help
In the aftermath of a storm, dealing with your insurance company and filing your claim can be a nightmare. And with the average payout following a storm in Texas only 10 to 20 percent of the actual claim value, it’s no wonder many residential property owners and business owners are skeptical and distrusting of an insurance agent to do everything in his or her power to help you.
At K2 Consulting & Services, LLC we promise to handle your case with expert care and will help you do the following:
- Inspect your property and assess the true extent of your damage.
- Put together evidence to prove the hail storm caused the damage you suffered
- Handling every interaction with your insurance company to negotiate a fair settlement
Whether you’ve lived in Texas your entire life or for only a short amount of time, you know the weather can be unpredictable and change in an instant, especially during the spring and summer months when thunderstorms can be a weekly occurrence. Along with heavy winds, sporadic thunder and lightning, and a large amount of rain, hail of all shapes and sizes can fall from the sky, causing serious damage to your home, vehicles, and other property. Texans are especially susceptible to hail damage. In fact, according to a 2016 report from the National Insurance Crime Bureau, Texas ranked first in hail loss claims from 2013-2015 with nearly 400,000 claims. And with some years more active than others in terms of thunderstorm activity, the aesthetic and even the durability of your vehicles, home, business, and other valuables could be lost in just a few minutes.
Frequently Asked Questions
For your convenience, we’ve added a few common questions we receive about hail damage. You may not find your specific question or answer below, so contact us at (832) 491-1217 to discuss the particulars of your situation.
What should I do if the claims adjuster claimed there was no damage to the roof but only inspected it from the ground?
Many adjusters will try and bypass admitting, and thereby paying for, roof damage following a hail storm by skipping over a number of areas of your home or business during the inspection. In order to properly determine the extent of damage that your roof suffered following a storm, it should be inspected by a trained professional who actually climbs onto the roof and walks around. In some cases, hail damage is easily identifiable and evident, but there are some instances where the full scope of the damage can only be seen with a thorough inspection by a trained professional. To get the proper inspection make sure to speak with a certified insurance appraiser.
There’s no visible damage to my roof but it still took on a considerable amount of hail in the last storm. Do I have a claim?
Insurance claims can be especially tricky when dealing with the fine print. While there may be no immediately visible physical damage to your roof, you still may have a covered claim after any hailstorm, especially if your roof was recently installed or redone. One aspect of your roof that’s easily forgotten is your warranty. In many cases, your roof has a warranty from the manufacturer and may have an Act of God provision in it. This means that if your roof suffers damage from a hail storm, the warranty is void. If this occurs, your insurance should cover you for this loss. An experienced and skilled Texas hail storm claims adjuster can help you argue this point and get you the money you lost with your roof warranty.
Our neighborhood was recently hit by a severe hail storm, but I’m not sure if I was personally affected. Should I still contact my insurance company?
When it comes to your roof and protecting your home, it’s always better to be on the safe side. If you think there’s even a remote chance the hail storm damaged your roof, it’s imperative to report the claim as soon as possible, ideally within a week of the storm. In some cases, filing late can have a significant impact on your claim, giving insurance companies a reason to not only doubt you but also give them a case that they weren’t notified with an appropriate amount of time to inspect the property and assess the damage.
If you or someone you know has suffered property damage following a hail storm, the Texas hail damage insurance adjusters can help you get the money you deserve to pay for your losses. At K2 Consulting & Services, LLC we’ve dedicated our careers to helping people just like you get the fair amount of compensation they need for their hail damage claims, and we will help you hold your insurance company to its agreement. Contact us today at (832) 491-1217 and get started on your appraisal.